Rates Effective as of: December 19, 2018

Account TypeInterest RateAnnual Percentage Yield (APY*)
 Savings 0.05%0.05%

*APY = Annual Percentage Yield). Fees may reduce earnings. Rates may change without notice. Dividends are paid at the end of the period from current income and available earnings after required transfers. All accounts must remain open through the end of the period to be paid the accrued dividends. 

Account Type TermAnnual Percentage Rate (APR*)
New/Used Auto 36-months to 72-months**3.61% to 15.96%
 Signature Loans 6-months to 36-months9.86% to 18.00%
Recreational Loans/Title Loans  36-months to 72-months**4.36% to 15.46%
 Shared Secured Loans Minimum loan amount is $500.005.00% above Savings Rate

*APR=Annual Percentage Rate. Rates are based on an evaluation of credit history, so your rate may differ. New vehicles are classified as loans that have never been titled. Used vehicles loan rates are based on vehicles that are 10-years or newer. **72-month term is for vehicle/recreational over $40,000. Payment Example: New auto loan of $20,000 for 36 months at 3.36% APR will have a monthly payment of $584.80, not including products.